Impact of Raising the Retirement Age
Impact Area | Impact Expected by Supporters | View by Supporters on the Perceived Desirability of this outcome | Impact Expected by Opponents | View by Opponents on the Perceived Desirability of this outcome | Nature of Disagreement |
---|---|---|---|---|---|
Government Spending on Pensions | Decrease in spending | Positive, reduces fiscal burden on government | Decrease in spending | Negative, places undue burden on retirees | 2) Agree on impact, disagree on desirability |
Labor Force Participation | Increase in participation of older workers | Positive, helps address labor shortages | Increase in participation of older workers | Negative, limits job opportunities for younger workers | 2) Agree on impact, disagree on desirability |
Economic Growth | Potential increase due to larger workforce | Positive, boosts productivity and output | Limited or negative impact | Negative, older workers may be less productive | 1) Disagree on extent of expected impact |
Retirement Savings | Longer working period to accumulate savings | Positive, improves financial security in retirement | Longer working period, but reduced benefits | Negative, reduces retirement income security | 2) Agree on impact, disagree on desirability |
Quality of Life for Older Workers | Potential strain on physical and mental health | Negative, but offset by financial benefits | Significant strain on physical and mental health | Negative, reduces quality of life in later years | 1) Disagree on extent of expected impact |
Intergenerational Equity | Reduces burden on younger generations | Positive, promotes fairness across generations | Disadvantages younger generations | Negative, perpetuates inequities across generations | 2) Agree on impact, disagree on desirability |
Retirement Age Inequality | May exacerbate disparities based on profession | Negative, but can be addressed through policies | Significant disparities based on profession | Negative, disproportionately impacts certain groups | 1) Disagree on extent of expected impact |
Long-term Sustainability of Pension Systems | Improvement in financial sustainability | Positive, ensures long-term viability of systems | Limited or temporary improvement | Negative, fails to address underlying issues | 1) Disagree on extent of expected impact |
Impact of Lower Retirement Age
Impact Area | Impact Expected by Supporters | View by Supporters on the Perceived Desirability of this outcome | Impact Expected by Opponents | View by Opponents on the Perceived Desirability of this outcome | Nature of Disagreement |
---|---|---|---|---|---|
Labor Force Participation | Decrease in overall participation | Positive, allows earlier retirement for those who want it | Decrease in overall participation | Negative, shrinks workforce and productivity | 2) Agree on impact, disagree on desirability |
Pension/Social Security Costs | Increase in costs for earlier payouts | Acceptable trade-off for improved quality of life | Increase in costs for earlier payouts | Negative, strains pension/social security systems | 2) Agree on impact, disagree on desirability |
Elderly Poverty | Decrease as more can retire earlier | Positive, improves financial security for retirees | Potential increase due to reduced lifetime earnings | Negative, could increase poverty among some retirees | 1) Disagree on extent of expected impact |
Job Opportunities for Youth | Increase as more jobs become available | Positive, creates opportunities for younger workers | Limited impact or potential decrease | Negative, loss of experienced workers may outweigh openings | 1) Disagree on extent of expected impact |
Healthcare Costs | Potential decrease as retirees have more time for health management | Positive, could improve overall health and reduce costs | Potential increase due to longer retirement period | Negative, more years of healthcare costs for retirees | 2) Agree on impact, disagree on desirability |
Work-Life Balance | Improvement for those who retire earlier | Positive, allows more time for leisure and family | Limited impact or potential decrease | Negative, fewer years of income and savings | 2) Agree on impact, disagree on desirability |
Economic Growth | Potential decrease due to smaller workforce | Acceptable trade-off for improved quality of life | Decrease due to smaller workforce and productivity | Negative, could slow economic growth and development | 2) Agree on impact, disagree on desirability |